Cancellation & Refund Policy
SIHM follows a transparent, student-friendly refund process. Please read this section carefully before enrolling.
Last Updated: 17 February 2026 ยท Version 2.1 ยท Applicable to all batches from January 2026
How to Submit a Cancellation Request
All cancellation requests must be submitted in writing only โ verbal or telephonic requests are not accepted.
๐ง Send email to: refunds@siyainstitute.com
Subject: Cancellation Request โ [Full Name] โ [Enrollment ID] โ [Program Name]
Your email must include:
- Full Name & Enrollment ID
- Program Name & Batch Start Date
- Reason for Cancellation
- Bank Account Details for Refund
โ Important
The date of receipt of the email shall be treated as the official cancellation date for refund calculation.
Refund Eligibility Matrix
Based on number of days before the scheduled course start date
| Days Before Course Start | Refund on Course Fee | Admin Deduction | Processing Time |
|---|---|---|---|
| 30 Days or More | โ 100% Refund | โน1,500 | 7 Working Days |
| 15 โ 29 Days | โ 75% Refund | โน1,500 | 7โ10 Working Days |
| 7 โ 14 Days | โก 50% Refund | โน1,500 | 10โ14 Working Days |
| 3 โ 6 Days | โก 25% Refund | โน1,500 | 10โ14 Working Days |
| Less than 3 Days | โ No Refund | โ | N/A |
| After Course Commencement | โ No Refund | โ | N/A |
Non-Refundable Components
- โRegistration Fee (โน1,000)
- โAdministrative Processing Fee
- โStudy Materials / Kit Charges
- โExamination / Assessment Fees (once conducted)
- โGST charged on fees paid
Refund Method
- โUPI / Bank Transfer โ original bank account only
- โDebit / Credit Card โ original card
- โDemand Draft โ new DD in student's name
- โCross-account or third-party refunds โ NOT issued
- โนEMI / Loan: refund credited to lender. Student responsible for lender penalties.
Special Circumstances
๐ซ Institute-Initiated Cancellation
If SIHM cancels a batch before the start date, a full refund including admin charges will be processed within 10 working days.
๐ Batch Transfer Option
Within the 15-day window, students may request a one-time free batch transfer subject to seat availability and written confirmation.
โ Force Majeure
Disruptions caused by natural disasters, government directives, or pandemics are outside SIHM's control. Refunds evaluated individually.
๐ซ Disciplinary Expulsion
Students removed due to disciplinary violations are not entitled to any refund. Includes cases of academic fraud or misrepresentation.
Refund Processing Steps
Acknowledgement
Confirmation email within 2 working days
Verification
Enrollment details verified within 3 days
Approval
Amount calculated & approved within 5 days
Processing
Refund initiated as per matrix timeline
Confirmation
Refund confirmation sent to registered email
Working days: Monday to Saturday, excluding public holidays.
Contact & Refund Enquiries
We commit to acknowledging all refund queries within 2 working days.